APWise · AI-powered accounts payable
Your accounts payable, run as a governed operation.
APWise agents capture, read, match and code every invoice, then decide what's clean to post and what needs a person. You keep the rules, the approvals and the audit trail.
Capabilities
What APWise does.
Predictive GL coding
GL and cost-center suggestions from vendor history, each with a confidence score, improving as your team corrects.
Non-PO invoices
Non-PO spend categorized and routed for approval by amount, vendor and cost center.
Duplicate & anomaly detection
Duplicate invoices, unusual amounts and changed vendor bank details flagged before approval.
Maker–checker rules engine
50+ maker and 25+ checker rules encode your AP policy for every invoice, configurable per entity and geography.
Control & governance
Straight-through where it's safe. Reviewed where it matters.
You set the confidence and tolerance thresholds.
- Clean, matched, well-coded invoices flow straight to posting
- Every policy exception is typed, queued and owned, with its reason recorded
- Every value links back to its source document
Integrations available today
- Microsoft Outlook & OneDrive
- Google Drive
- Jira
- DocuSign
- APIs
Connect your ERP, core banking, claims or CRM system through APIs.
Deploy your way
As SaaS, or ring-fenced inside your own environment: any major cloud, private cloud or on-premises. Bring your own LLM.
- SOC 2
- ISO 27001
- HIPAA
- GDPR
Your data never trains our models.
Proof
A leading Indian e-commerce platform, from 8 days to under 12 hours.
145,000 invoices a month across 2,500+ vendors.
| Metric | Before | With APWise |
|---|---|---|
| Invoice-to-ERP turnaround | 8 days | Under 12 hours (95% faster) |
| Packing-list discrepancies | 2,400 a day | Under 100 a day |
| Processing effort | — | ~80% less |
| Vendor payments | 8–10 days | 2 days |
| Throughput ceiling | 1,000 a day | No ceiling |
24×7 processing regardless of headcount or seasonal surges, with validation data retained for a complete audit trail.
What is APWise?
APWise is AI accounts payable automation from Cogniquest. Its agents capture, read, match and code every invoice, then decide what's clean to post and what needs a person, while you keep the rules, the approvals and the audit trail. It's built for AP and finance operations teams, controllers and shared-services leaders.
How does APWise do three-way matching?
APWise matches the invoice, purchase order and goods receipt (GRN) line by line, including many lines against many POs. Tolerances are set by amount and percentage, and tax is checked on every line.
Can APWise process non-PO invoices?
Yes. PO and non-PO invoices are classified automatically. Non-PO spend is categorized and routed for approval by amount, vendor and cost center.
Does APWise support GST e-invoices?
Yes. GST e-invoices are read and validated natively. Invoices in any format arrive by email, upload, cloud drive or API and are routed in real time.
How does APWise stop duplicate or fraudulent payments?
Duplicate invoices, unusual amounts and changed vendor bank details are flagged before approval. More than 50 maker and 25 checker rules encode your AP policy for every invoice, configurable per entity and geography.
Which invoices go straight through, and who reviews the rest?
You set the confidence and tolerance thresholds. Clean, matched, well-coded invoices are GL-coded and posted to your ERP. Every exception is typed, queued and owned in a controller portal, with the source PDF side by side and its reason recorded.
What results has APWise delivered?
For a leading Indian e-commerce platform processing 145,000 invoices a month from 2,500+ vendors, invoice-to-ERP turnaround fell from 8 days to under 12 hours, processing effort fell by about 80%, and vendor payments went from 8–10 days to 2.